"Our money system is not what we have been led to believe. The creation of money has been “privatized.” It has been taken over by a private money cartel. Except for coins, all of our money is created as loans advanced by private banking institutions, including the “private” Federal Reserve. Banks create the principal but not the interest to service their loans. To find the interest, new loans must continually be taken out, expanding the money supply, inflating prices and robbing you of the value of your money."
--Ellen Hodgson Brown